Cyber crime has become yet another thing for business owners to worry about. Good news is there is a product called cyberliability to ease some of that worry. Business owners can add this to some existing policies, or purchase a stand alone policy that will protect them from such acts. If your company stores sensitive […]
2018
Yearly Archives
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Over the past year, I have been approached by 4 people asking my advice on if they should buy an insurance agency or not. I didn’t know I had any thoughts on this subject as I am not in the market to buy one. I soon realized I had plenty of thoughts on the subject […]
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Simply Explaining Insurance #66- Clue Reports
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This episode is for those who are buying a home. Purchasing a house is a lot of work and there are a mountain of hoops to jump through and tons forms to fill out. One of the most important forms is the property disclosure form. A question on that form, is “Have you filed any […]
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None of my Business S5:E2 Nick Schlekeway
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This week on the show I have Nick Schlekeway who founded and owns Amherst Madison which is one of the fastest growing real estate brokerages in the country. Nick landed his company on the INC Magazine’s 5000 fastest growing companies in the country at 715. Nick gives a really solid interview and has a lot […]
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None of my Business S5:E1 Matt Pipkin
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Welcome to Season 5 people!!! To kick off this season I have brought on Matt Pipkin who has an important journey to share. He founded Speak Your Silence in 2012. Matt recognizing the magnitude with the problem of sexual abuse and the deep role it plays in so many other social issues. He became frustrated […]
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Simply Explaining Insurance #65 Bike v. Car
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Bike vs. car. You read that right. Not car vs. bike. I recently had a claim filed where the cyclist hit the car (no serious injuries thank God), and not only that, the cyclist was TICKETED for failure to yield. The cyclist did have some minor injuries. The car was damaged and the person driving […]
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Simply Explaining Insurance #64- Dryrot
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I had a conversation with a client that wasn’t pleasant due to a denied claim. This is a battle that I will continue to fight and it is one of the main reasons I write on this blog and record podcasts and videos. My industry does a terrible job of educating our clients on how […]
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Simply Explaining Insurance #63 Auto Insurance Pricing
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I get calls in my office once in awhile from clients who want to know how their pricing on auto insurance is determined. This simple question does not have an easy answer. There are dozens and dozens and dozens of factors that are taken into place to price a policy. You know many of them. […]
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Go from acceptable to perfect with one ounce of effort.
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In a previous life, I was a hall director on a college campus. In my first year, my department also had a new department head named Kevin. Kevin was very excited to make a difference and infuse some new life into a department that had been standing still for many years. The middle of the […]
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Simply Explaining Insurance #62- What if your dog brings a skunk into your house at 2am?
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I have been an agent since 2004 and every week, I get to learn something new. I continually get questions I haven’t heard before. The latest question I had to answer from a client, was “If my dog brings in a skunk and the skunk sprays inside the house, is there any coverage for that?” […]