There is a coverage that is available as an endorsement on your homeowners policy called, “Sewer and Drain”. What does it cover? Honestly, it’s a deceptively named endorsement. This will help cover any damage done by a backup or overflow, into your house from a blockage that is off premises. So if there is a […]
We are off and running with season six and we have some great guests on the docket. We start off with Bruce and Laura Delaney who own Rediscovered Books in the heart of downtown Boise. I really enjoyed the conversation we have and It’s always fun to have a husband and wife team on the […]
I had two conversations with clients last week regarding the difference between 1099 contractors and W2 employees when it comes to insurance. This is an important distinction to get right for a number of reasons. Many new business owners want to hire 1099 contractors for one main reason. It’s cheaper. They don’t have to pay […]
If you are a business owner and you have a partner, a buy sell agreement should be an important part of your business plan. A buy-sell agreement in its simplest terms is a life insurance policy that the business owns in the event of the untimely death of one of the partners. When a business […]