We are off and running with season six and we have some great guests on the docket. We start off with Bruce and Laura Delaney who own Rediscovered Books in the heart of downtown Boise. I really enjoyed the conversation we have and It’s always fun to have a husband and wife team on the […]
2019
Yearly Archives
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Simply Explaining Insurance #84- W2 vs. 1099
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I had two conversations with clients last week regarding the difference between 1099 contractors and W2 employees when it comes to insurance. This is an important distinction to get right for a number of reasons. Many new business owners want to hire 1099 contractors for one main reason. It’s cheaper. They don’t have to pay […]
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Simply Explaining Insurance #83- Buy Sell Agreements
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If you are a business owner and you have a partner, a buy sell agreement should be an important part of your business plan. A buy-sell agreement in its simplest terms is a life insurance policy that the business owns in the event of the untimely death of one of the partners. When a business […]
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Simply Explaining Insurance #82- Service lines and Equip. Breakdown
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The carrier that I work for just added two exciting endorsements to our latest homeowners policy. If there was ever such a thing as an exciting endorsement to a homeowners policy, this is it. This first one is a service line endorsement. It covers things like, the main water line running to the house from […]
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Simply Explaining Insurance #81- Flips
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Are you are in the business of flipping houses? It is important for you to understand how to insure this risk. A house that is being purchased, remodeled and resold, requires a different policy than you average homeowners policy or landlord policy. It’s a completely different risk. You may have to write a vacant property […]
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Simply Explaining insurance #80- Shared Economy
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The world has changed a great deal in the last 10 years. The iphone launched, apps were invented and almost everything we do, is different. You want a taxi? Order one up on your phone. You want a place to stay in Manhattan? Select a place on your phone and book it. This has also […]
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None of my Business S5:E12- Connie Miller
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On this episode, I sit down with the CEO of ICON Credit Union, Connie Miller. Connie is a native Idahoan and has been in the Credit Union business since 1994. in 1997 Connie became the VP of finance for then Idahi CU, now ICON , and became their CEO in 2008. I was excited to […]
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Simply Explaining Insurance #79- Driver Tracking tech
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“I’m an excellent driver”. I hear this all the time. Now, you can prove it and pay less for your insurance. Driver tracking technology isn’t new and it has been around for a decade or so. It is getting more sophisticated though. The tech that I am familiar with is called the Signal App and […]
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None of my Business S5:E11 Jasson Parra
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On this episode I have the founder and owner of the Lemon Tree Co. restaurant, Jasson Parra. I had a blast getting to know Jasson and recording with him and I hope you enjoy our conversation. Jasson has worked in the restaurant industry his entire adult life, starting at Mcdonalds at 16. He was drawn […]
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Simply Explaining Insurance #78- Total Loss
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Let’s say that you were involved in an auto accident and your vehicle sustained a substantial amount of damage. To repair that damage, it would cost more than the vehicle is worth. What are your options. You have 2 options. Your first option is to give the car to the insurance company. They will salvage […]