Business income is a coverage you can find on a commercial policy that will pay you income lost due to a business shut down due to a covered loss. The last two words of that sentence are probably the most important. I have been involved in a number of conversations with clients recently asking if […]
Welcome to season 7 of the None of my Business podcast! To kick things off, I have a very special guest, my new friend Natalie Lemas Hernandez. Natalie has a strong entrepreneurial spirit coupled with a constant thirst to always be learning. This is a potent cocktail for success. I asked her where her leadership […]
Billing within insurance policies can be confusing. The billing systems that we use aren’t the most user friendly. It’s helpful to have a conversation with your agent if you have any questions if your bill looks off. The issue we see most is when a change is made to an auto policy after a bill […]
I came across an article recently that had some interesting statistics. What better way to address these than do a simple podcast episode? The article listed three things that some Millenials do not know about life insurance. 35% of millennials do not know that life insurance costs less for a healthier person. It’s true! Part […]
There are inherent risks to becoming a landlord. There are some things that you cannot foresee or plan for and I have a story to share, about a client going through a tough situation. Essentially, my client, the landlord, got a call from their tenant about some water damage in the bathroom. A landlord policy […]
If you own a business and your business requires you to have a lot of equipment, it’s important to make sure it is covered properly on your insurance policy. I had a client tell me a story recently. He told me he was with the same insurance agent for 15 years before he filed his […]
One of our most common claims, is to replace or repair a windshield for a customer. So what exactly do you need to know when going through this process? Will is raise your rates? Unlikely. What do you need to know when talking to the glass repair company? Knowing your VIN # is a good […]
How do I find a great agent? I was asked this question by a good friend of mine recently who lives out of state. I figured it was a good opportunity to share my thoughts on what you should look for when looking for a good agent or agency. In my experience, people buy insurance […]
This episode covers what a collateral assignment is in regards to a life insurance policy. This is a formal agreement that comes into play when a client takes out a loan. Some financial institutions, require a borrower to take out a life insurance policy in the amount of the loan. This secures the loan in […]
What does the term “full coverage” mean to you? It’s a term that is now creating confusion in the auto insurance industry. It used to be the simplest way to tell someone that they had liability AND coverage for their car (comprehensive and collision). The thing is, there are more coverages on an auto policy […]
