This episode includes two of my favorite things. Insurance and math! I talk about coinsurance and what that means on a commercial property policy. This is not to be confused with coninsurance on a health insurance policy as these are different. Coninsurance essentially is an agreement between the insured and the insurance company agreeing that […]
Not the sexiest topic but an important one. This podcast is for businesses that have employees doing more than one type of job and how to properly set up your workers compensation policy as well as do the payroll audit properly. The most important thing the business owner has to do in cases where there […]
This podcast feels more like a public service announcement. I have seen some very real-world problems arise from clients not reading their mail from their insurance carriers. I have seen clients that have been moved from one network to another with their health insurance. I have seen clients canceled because we didn’t get a proper […]
If you travel for work and need to rent a car, do you know if you are covered? Are you willing to risk a claim on your personal auto policy if you are in an accident while renting a car for work? The rental car company does offer its coverage and it is excellent. You […]
This episode is a special 2 for 1! Rhea Allen who co-founded and co-owns Peppershock Media asked me to be on her podcast- Marketing Expedition. We decided to do a swapcast and interview each other at the same time. This is a format I am really starting to enjoy. I think it gives a little […]
I was having a review with a client last week and he told me how many miles he had on his vehicles. My company used to care how many miles clients were driving. It hasn’t been that way in the better part of a decade now though. Turns out, it wasn’t the best way to […]
Let’s mix it up a little bit! I was given the opportunity to hold court at Idaho Business League’s Business Builders Day. Nick Aldinger helped me coordinate this and I asked 9 business owners and business leaders the same 5 five questions. Each question will be an episode with 9 different answers following it. This […]
Does your auto policy cover other drivers who aren’t listed on your policy? This is a common question in the insurance world. The short answer is, “usually”. Almost all auto insurance policies include a clause that will cover drivers that you have permitted to drive your car. This is called permissive use. Where you might […]
What is betterment when it comes to an auto insurance claim? If you are in an accident in your car and you file a claim to get it fixed, there is a chance that you will end up paying more than your deductible. Insurance by nature isn’t to better your current situation. It is to […]
What is diminshed value? Let’s say that you are in an accident in your new car. It’s a pretty good one too. The hood looks like a sound wavelength. The bumper is on the ground. It’s just a mess and you know in your heart that when you are ready to sell or trade in […]
