I had two conversations with clients last week regarding the difference between 1099 contractors and W2 employees when it comes to insurance. This is an important distinction to get right for a number of reasons. Many new business owners want to hire 1099 contractors for one main reason. It’s cheaper. They don’t have to pay […]
If you are a business owner and you have a partner, a buy sell agreement should be an important part of your business plan. A buy-sell agreement in its simplest terms is a life insurance policy that the business owns in the event of the untimely death of one of the partners. When a business […]
The carrier that I work for just added two exciting endorsements to our latest homeowners policy. If there was ever such a thing as an exciting endorsement to a homeowners policy, this is it. This first one is a service line endorsement. It covers things like, the main water line running to the house from […]
Are you are in the business of flipping houses? It is important for you to understand how to insure this risk. A house that is being purchased, remodeled and resold, requires a different policy than you average homeowners policy or landlord policy. It’s a completely different risk. You may have to write a vacant property […]
The world has changed a great deal in the last 10 years. The iphone launched, apps were invented and almost everything we do, is different. You want a taxi? Order one up on your phone. You want a place to stay in Manhattan? Select a place on your phone and book it. This has also […]
On this episode, I sit down with the CEO of ICON Credit Union, Connie Miller. Connie is a native Idahoan and has been in the Credit Union business since 1994. in 1997 Connie became the VP of finance for then Idahi CU, now ICON , and became their CEO in 2008. I was excited to […]
“I’m an excellent driver”. I hear this all the time. Now, you can prove it and pay less for your insurance. Driver tracking technology isn’t new and it has been around for a decade or so. It is getting more sophisticated though. The tech that I am familiar with is called the Signal App and […]
On this episode I have the founder and owner of the Lemon Tree Co. restaurant, Jasson Parra. I had a blast getting to know Jasson and recording with him and I hope you enjoy our conversation. Jasson has worked in the restaurant industry his entire adult life, starting at Mcdonalds at 16. He was drawn […]
Let’s say that you were involved in an auto accident and your vehicle sustained a substantial amount of damage. To repair that damage, it would cost more than the vehicle is worth. What are your options. You have 2 options. Your first option is to give the car to the insurance company. They will salvage […]
On this episode I have the founder and owner of RestoClean. I met Nate Morris recently after his marketer stopped by my office. I had such a good experience with her, I actually reached out to her to thank her for how she was taking care of our shared clients. She told me a little […]
