Simply Explaining Insurance #111- Read your mail

This podcast feels more like a public service announcement. I have seen some very real-world problems arise from clients not reading their mail from their insurance carriers.

I have seen clients that have been moved from one network to another with their health insurance. I have seen clients canceled because we didn’t get a proper signature. Discounts fall off all the time because we didn’t receive proof that the discount was earned in time.

Insurance companies probably send out 34% of all of the mail in the United States (I made this number up). I get it. It’s overwhelming. But we have to! The department of insurance makes us tell you about every little change. In effect, that rule has the opposite effect. By telling you everything, you don’t want to read anything.

I am here to urge you to please read your mail through. Just get the high points of the letter. You will want to know if we are canceling your insurance or taking off a discount you should have. This will save you time for sure, and possibly even $$.