Simply Explaining Insurance #170- Spoilage

Spoilage is a coverage that is important to certain types of businesses. Restaurants and food stores come to mind first. What happens if they lose power and their refrigerators warm up? Florists are another business who need to keep their product cold. Doctors offices are one that many don’t think about. The vaccines that they keep on site though need to be kept at very stable temperatures. Spoilage is an important coverage to have them as well!