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Simply Explaining Insurance #95- Toys in Storage

Many people believe that their toys (motorcycles, boats, 4 wheelers) are covered on their homeowners policy in the event of a fire of theft. This is rarely the case.

If you want these covered properly, you can purchase a policy for any of these to cover if they are stolen or damaged while in storage. Of course, if they are involved in an at-fault accident, these policies also include liability to pay for anyone who is injured.

As always, contact your insurance agent to make sure that your assets are covered properly.

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