I have been an agent since 2004 and every week, I get to learn something new. I continually get questions I haven’t heard before. The latest question I had to answer from a client, was “If my dog brings in a skunk and the skunk sprays inside the house, is there any coverage for that?” […]
This may be a ludicrous parallel to draw, but I think it will make a point. I recently saw the movie “Hacksaw Ridge”. It’s a nearly unbelievable story about an American soldier in WWII who singlehandedly, saved 75 men in one battle without carrying a weapon. During the night, he sneaked around the battlefield, riddled […]
Many of your insurance policies have two lines of coverage called “medical” and “liability”. The coverage offered inside of these are similar, but they are triggered in different ways. In this podcast I discuss the difference between the two. With medical, generally, fault does not come into play. With liability someone has to be liable. […]
One thing insurance companies care greatly about is who was at fault or who is liable. This comes into play in almost all types of claims, especially auto insurance claims. This podcast helps explains how fault is determined. I also discuss what steps you should take if you are in an accident on a […]
If you run a business, lease space and did a buildout, there is a specific way to make sure that buildout is covered. It all comes down to how it is dictated in the lease. If you did a buildout, who owns the buildout? It depends. The lease SHOULD tell you if the buildout is […]
I have had clients call me and ask if there is coverage on their homeowner policy if the water line going INTO their house springs a leak. Unfortunatly, the answer is almost always no. Your homeowners policy will cover damage done by water, from a sudden and unexpected release of water from a closed water […]
.I have had some uncomfortable conversations with some clients regarding their life insurance. It has come from clients I have absorbed over time from other agencies. These clients weren’t counseled properly on how to fund their permanent life insurance policy. Permanent life policies are a different animal and they require a small amount of constant […]
I love to podcast. It’s fun, it’s easy, it is very cost efficient and as a business owner, it’s a wonderful medium to use. How did I get started? I was listening to a podcast by Kevin Smith called Hollywood Babylon and he went off on a rant about how anyone could podcast. He said, […]
If you own a camper or a trailer, it’s important to make sure you have it covered properly. There are a few ways you can do this. With my company, you can add it directly to an auto on your auto policy and add comprehensive or collision coverage to the camper or trailer. OR if […]
On todays show I have Jennifer Quinn aka JennyQ back on. Jennifer is our resident social media expert and I like to have her on to keep us up to speed on our digital presence. Over the past few years, she has gravitated towards live streaming and currently consults business owners on best practices. She […]
