Simply Explaining Insurance #52- Slow Leaks

Slow leaks in a home are the worst. They generally not covered on most homeowners policies. Water is covered from when the loss is “sudden and unexpected” like a burst pipe. Things that are generally not covered are wear and tear and neglect.

As houses age, things break down. It is the obligation of the homeowner to do what is necessary to keep it safe. What are some things that can be done to locate slow leaks? Here is a great 6 minute video showing some thing you can do to see if you have a slow leak. Things like looking at your water meter, checking your water bill, stains on the ceiling or floor, checking your crawlspace for water and more.

This is a frustrating conversation for all parties involved if there is damage that isn’t covered so I wanted to share some things that you can do as a homeowner to prevent these things from happening.