The agreement you have with an insurance company to insure your autos or home is a two sided mutually agreed upon situation. If either side wants to bow out, they have the right to do so.
We see this more often on the consumer side when a client chooses to change companies. It can be also be done by the company. I recently had a situation where a client was non-renewed because it was discovered through a claim, that his roof was rotting out.
The claim wasn’t covered (see dryrot podcast episode) and the company recognized this was no longer an acceptable risk and non renewed them . By law, the company has to give a proper amount of time to find another policy and in this case it was 8 weeks.
It is the responsibility of the homeowner to do their best to keep their home safe. If it is neglected or regular wear and tear
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Music by Roger Clyne and the Peacemakers
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